Net loan regulatory rules delineated 13 red line prohibit the transfer of P2P claims – Sohu Finance nvidia geforce gt 740m

Net loan regulations delineated 13 "red line" ban P2P debt transfer – Sohu financial net loan regulatory rules delineated 13 "red line" ban P2P assignment of a same natural person in the same network credit information intermediary platform loan balance does not exceed the ceiling of 200 thousand yuan to the public comments after 8 months Internet financial regulatory boots finally landed. In August 24th, the CBRC issued the "Interim Measures" business management information network lending agency, P2P explicitly prohibit the transfer of claims, P2P shall not engage in or carry out asset securitization business in order to achieve the transfer of creditor’s rights behavior, asset securitization, asset package trust assets, fund shares and other forms of. The "measures" clearly, the same natural person in the same network credit information intermediary platform loan balance does not exceed the ceiling of 200 thousand yuan, in the different network credit information agency loan amount is not more than 1 million yuan; the same legal persons or other organizations in the same network credit information intermediaries platform loan balance ceiling more than 1 million yuan, in the different network lending platform information intermediary loan balance does not exceed the ceiling of 5 million yuan. The CBRC released data show that as of the end of June this year, the national net loan institutions operating a total of 2349, loan balance of 621 billion 261 million yuan, two data than the end of 2014 increased by 49.1%, 499.7%, and 1778 of the national total platform, accounting for about 43.1% of the total number of institutions. The Beijing International Finance Expo spokesman Jiang Nan told the "Securities Daily" said in an interview with reporters, the "measures" clear net loan supervision system and the related responsibility, net loan business rules and risk management requirements, the borrower and the lender’s obligations, information disclosure and third party custody of funds and other content, a comprehensive system specification of the net loan institutions and business behavior, a clear direction for the development of the industry, to further guide the return information intermediary, small decentralized net lending institutions inclusive financial essence, promote the net loan industry reform. The "measures" designated 13 red lines, including not for themselves or disguised as their financing; shall not directly or indirectly regulated, accept the lender’s funds; shall not engage in the congregation to raise equity, real chips and other public services; not deliberately exaggerated fiction, financing the authenticity, earnings prospects etc.. "The red line is laid the foundation for the development of industry standards, on the one hand, provides the system guarantee and legal basis for strengthening the net loan industry regulation, the other is to regulate the development of net loan industry in the future direction, delineation of the negative list, in line with the common expectation of law-abiding market participants." Jiang Nan said. Jiang Nan said that net lending institutions under the line management phenomenon is expected to be curbed, net lending institutions will gradually return to the financial nature of the Internet, the new technology means the use of big data, cloud computing, relying on the Internet platform to carry out related business, net loan industry to rectify violations, prevent and resolve the net loan risk, enhance public law and risk awareness to guide and promote the net loan industry on track as soon as possible, the formation of sustainable development mode.相关的主题文章: